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Banks

• Emergency Closing Act

• Banking Code of 1999

• Analysis for the Banking Code of 1999 PDF icon

• Cross Reference PDF icon
Banking Code of 1999 to Banking Code of 1969

• Historical Background for the Banking Code of 1999 PDF icon

• BIDCO Act

• Savings and Loan Act

• Savings Bank Act

• Electronic Funds Transfer Act

• Anti-Redlining Act

Consumer Finance

• Consumer Mortgage Protection Act
2002 PA 660, MCL 445.1631 to 445.1645, effective December 23, 2002

• Consumer Financial Services Act

• Credit Card Arrangements Act

• Credit Reform Act

• Debt Management Act

• Deferred Presentment Service Transactions Act

• First Mortgage Loan Act
Also known as Mortgage Brokers, Lenders and Servicers Licensing Act

• Money Transmission Services Act

• Mortgage and Home Improvement Lending Practices Act
1977 PA 135

• Mortgage Loan Originator Licensing Act
2009 PA 75

• Motor Vehicle Sales Finance Act

• Regulatory Loan Act

• Regulatory Loan Act/Adjusted Loan Processing Fee PDF icon

• Secondary Mortgage Loan Act

• Secondary Mortgage Loan Act: Attorney General Opinion 6920

• Secondary Mortgage Loan Act: Attorney General Opinion 6926

Credit Union

• Emergency Closing Act (CU)

• Credit Union Act (1925 PA 285)

• Credit Union Act (2003 PA 215)

• Credit Union Multiple-Party Account Act

• Beneficiary Accounts Act Credit Union Regulation

• Electronic Funds Transfer Act

Usury Statutes

• The following list, is legislation provided as a courtesy from the Office of Financial and Insurance Services.

• Business Corporation Act, Act 284 of the Public Acts of 1972, section 275

• Criminal Usury Act, Act 259 of the Public Acts of 1968
Only sections 1 and 2 are relevant.

• Interest on Contracts Between Citizens of Michigan and Other States Act, Act 140 of the Public Acts of 1861
Only sections 1 and 2 are relevant.

• Interest on Due and Unpaid Interest Act, Act 11 of the Public Acts of 1869
Only section 1 is relevant.

• Interest Rates Act, Act 326 of the Public Acts of 1966, as amended
Only sections 1, 1a, 1b, 1c, 1d and 2 are relevant.

• Exemption of Loans to Business Entities Act, Act 52 of the Public Acts of 1970, as amended
Only section 1 is relevant.

• Michigan Revised Uniform Limited Partnership Act, Act 213, section 109

Securities

• Living Care Disclosure Act, Public Act 440 of 1976

• Michigan Uniform Securities Act, Public Act 551 of 2008
effective October 1, 2009

• Michigan Uniform Securities Act, PA265 of 1964
Repealed October 1, 2009

Related Legislation

• The following list, is legislation that may be of interest to the financial institutions, insurance, and securities industries.

• Collection Practices Act, MCL 445.251

• Consumer Protection Act, MCL 445.901

• Credit Reform Act, MCL 445.1851

• Credit Services Protection Act, MCL 445.1821 et seq

• Home Improvement Finance Act, 445.1101

• Medicaid Timely Payment, MCL 400.111a, 400.111b, and 400.111i

• Michigan Lemon Law, MCL 257.1401

• Motor Vehicle Service and Repair Act, MCL 257.1301

• Patient's Right to Independent Review Act, MCL 550.1901-550.1929

• Uniform Commercial Code

Insurance

• Health Benefit Agent Act

• Insurance Code: 1956 PA 218

• Insurance Code: Chapter 12 Agents, Solicitors, Adjusters, and Counselors

• Insurance Code: Chapter 15 Premium Finance Companies

• Insurance Code: Chapter 21 - Essential Insurance

• Insurance Code: Chapter 31 - No Fault Insurance

• CCH offers NILS INSource service including insurance laws for 50 states
(fee for some services)

• Insurance Code: Chapter 34 - Disability Insurance Policies
Includes Individual Expense Incurred Hospital, Medical, and Surgical Policies as well as Individual Income Disability and other Indemnity Policies

• Insurance Code: Chapter 35 - Health Maintenance Organizations

• Insurance Code: Chapter 40 - Individual Life Insurance Policies and Annuity Contract

• Insurance Code: Diabetes Coverage

• Fire Insurance Withholding Act - Section 2227

• Fire Insurance Withholding Act - Section 2845

• Nonprofit Health Care Corporation Reform Act
Blue Cross and Blue Shield of Michigan

• Nonprofit Health Care Corporation Reform Act: Diabetes Coverage

• Nonprofit Health Care Corporation Reform Act: Patient's Right to Independent Review Act

• Third Party Administrator Act, Public Act 218 of 1984


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