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MSHDA - Michigan State Housing Development Authority | LARA Michigan State Housing Development Authority | LARA
Michigan State Housing Development Authority | LARA
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Housing Education

Homeowner assistance

Are you a homeowner who is having trouble making your mortgage payments? Or had an involuntary hardship that caused you to fall behind on your real estate taxes? Do you already have a MSHDA mortgage and have questions about your loan or would like to learn how to maintain your home? Then we're here to help! 

  • MSHDA's Step Forward Michigan forgivable loan programs can help you catch up on delinquent payments and taxes or even help you make your mortgage payments while you are drawing Michigan unemployment benefits. Use the orange icon below to start an application or call us toll-free at 866-946-7432 for more information. 
  • MSHDA's statewide network of Housing Counselors can help if you're having financial trouble, need help finding local resources or even facing foreclosure. Use the red icon below to find a counseling agency near you or the green icon to review the stages of foreclosure.
StepForward MichiganHomeownership CounselorsStages of Foreclosure




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